Michigan Mortgage Company

FASTER CLOSINGS.

BEST RATE for Michigan Mortgage Company

Our 30 YR rate today with no points is as low as 2.625%(2.625% APR).

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Your path home starts here.

Best Rate is a Michigan Mortgage Company focused on working with first time homebuyers. Need a pre-approval? We got your back.

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Michigan mortgage company

Choose From Thousands of Home Loan Options.

Get Pre-Approval For Your Home.

Access To Your Portal Anytime.

Stay Informed Every Step of The Way.

Choose the Best:

No commission

Why pay more? 

Loan officers typically charge 1-2% of the loan amount which translates into thousands of dollars at closing. We never charge an commission or fee for our service.
Transparency

Stay informed

Know what’s happening every step of the way with a full view of where you are in the process, and what comes next.
Best Rate

Lower rate, more savings

Because we work for the borrower and not the bank we are able to shop thousands of lenders to find you the best rate possible.

THE BEST RATE EXPERIENCE

The mortgage loan process can be convoluted, time-consuming, and incredibly frustrating. Luckily, our process helps moves at the speed of life, and we keep you in the loop through it all. Track your application at any time and know exactly where you stand in the process while our experienced team works to close your loan. Ready for a completely different mortgage loan or home loan refinance experience?

Calculate your payment
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Mortgage Estimate

Mortgage Amount

$200,000

Total Cost of Mortgage

$323,312

Your Monthly Payment *

$898

The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Your actual savings will vary. Monthly Payments do not include taxes and insurance. Your payment obligation will be higher.

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$
%
%

Savings Estimate

New Monthly Payment *

$1,123

Your Monthly Savings

$827

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Complete our easy online application in as little as 7 minutes today!
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Our clients average just 1 day to get a lending commitment.
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Close on your home loan or refinance in as little as 14 days.
Michigan mortgage company

The Path Home Starts Here.

Complete our easy online application in as little as 7 minutes today!
Get Pre-Approval

HOW IT WORKS

Complete our simple online application. Apply for a home loan or refinance in just minutes! We handle all the heavy lifting for you.
Get expert recommendations, review and sign a few forms electronically. No printing necessary!

Submit documents and information.

Once your information is reviewed, you will receive conditional approval on your home mortgage or refinance.

With e-sign and virtual close options – it’s never been easier to close on your mortgage!

WHY CHOOSE FILO MORTGAGE?

At Filo Mortgage, we are dedicated to providing you the lowest possible rate with an industry-leading, first-class experience by leveraging user-friendly technology and a transparent application process.
MORE ABOUT US

Around the Clock

We’re here for you 7 days a week, 365 days a year.

Loan Options

Filo Mortgage has an expansive suite of mortgage programs.

Ease-of-Use

We make the entire process easy with our user-friendly technology

Low, Low Rates

Filo Mortgage offers some of the lowest rates available.

No Lender Fees. Ever.

Your mortgage will be free of lender fees when you work with us.

Close in 3 weeks.

Don’t wait months. Close your loan in 3 weeks.

AMAZINGLY LOW RATES.

as Michigan Mortgage Company

Filo Mortgage is proud to offer amazingly low rates to those looking to refinance or purchase a home. We understand that the interest rate on a mortgage can make the difference between your ability to afford a home or not. We also understand the impact a low rate can have on future interest charges.
We leverage digital technology to keep our expenses low which enables us to offer you some of the lowest rates in the industry. Additionally, you can count on Filo Mortgage for full transparency. Our loans have no points or lender fees. We can also close most loans in less than three weeks. Get ready for a whole new mortgage experience

20-YR FIXED

2.490%

2.490% APR

Lender Fees – $0
Points – $0
GET STARTED

20-YR FIXED

2.490%

2.490% APR

Lender Fees – $0
Points – $0
GET STARTED

20-YR FIXED

2.490%

2.490% APR

Lender Fees – $0
Points – $0
GET STARTED
The payment on a $350,000 30-year Fixed Rate Loan at 2.625% and 60% loan-to-value (LTV) with 0 points due at closing is $1,490 on a property in the state of Colorado. The Annual Percentage Rate (APR) is 2.625%. The payment on a $350,000 20-year Fixed Rate Loan is 2.490% and 60% loan-to-value (LTV) with 0 points due at closing is $1,853 on a property in the state of Colorado. The Annual Percentage Rate (APR) is 2.490% The payment on a $350,000 15-year Fixed Rate Loan at 2.250% and 60% loan-to-value (LTV) with 0 points due at closing is $2,293 on a property in the state of Colorado. The Annual Percentage Rate (APR) is 2.250% . Payment does not include taxes and insurance premiums. Some state and county maximum loan amount restrictions may apply. We don’t yet have your complete financial picture. Your actual rate and payment could be higher. Get an official Loan Estimate before choosing a loan. Loan approval is subject to underwriter review: not everyone who applies will be approved. These rates are current as of 11/20/2020 at 10:35 AM EST.

WHAT OUR CUSTOMERS ARE SAYING

5/5 Star Reviews on Lending Tree, Google and Zillow.

HOW DO I GET STARTED?

Contact us today for a rate quote!

GET A QUOTE

OR, call a loan officer at 1-800-725-6450.