Have you taken out a home loan with a down payment of 20% or less?…
Collection of your Personal Information
In order to better provide you with products and services offered on our site, Best Rate may collect personally identifiable information such as your:
-First and last name
-Credit score information
-Other personal financial information
Best Rate may also collect anonymous demographic information that is not unique to you such as you are
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include (a) registering for an account on our site (b) entering a sweepstakes or contest sponsored by us or one of our partners (c) signing up for special offers from selected third parties (d) sending us an email message (e) submitting your credit and or other payment information on ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you concerning services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use of your Personal Information
Best Rate collects and uses your personal information to operate its website(s) and deliver the service you have requested.
Best Rate may also use your personally identifiable information to inform you of other products or services available from Best Rate and its affiliates.
Sharing Your Information With Third Parties
Best Rate does not sell, rent, or lease its customers’ list to third parties
Best Rate may from time to time contact you on behalf of external business partners about a particular offering that may be of interest to you.
In those cases, your unique personally identifiable information email name address and telephone number is transferred to the third-party Best Rate may share data with trusted partner’s to help perform statistical analysis send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide the services to Best Rate and they required to maintain the confidentiality of your information.
Opt-out of Disclosures of Personal Information to Third-Party
In connection with any personal information, we may disclose to a third-party for a business purpose. You have the right to know the categories of personal information that we disclosed about you for a business purpose.
Tracking User Behavior
Best Rate may keep track of the website and pages our users visit within Best Rate in order to determine what Best Rate services are the most popular. This data is used to deliver customized content and advertising within Best Rate to customers whose behaviors indicate that they are interested in a particular subject area.
Automatically Collected Information:
Information about your computer hardware and software may be automatically collected by Best Rate. This information can include your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service to maintain the quality of service and to provide general statistics regarding use of the Best Rate website.
The Best Rate website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a webpage server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a Web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Best Rate pages or register with Best Rate Site or services, a cookie helps Best Rate to recall your specific information on subsequent visits. The simplifies the process of recording personal information such as billing address and shipping address and so on. When you return to the same Best Rate website the information you previously provided can be retrieved so you can easily use the Best Rate features that you customize.
You have the ability to accept or decline cookies. Most web browsers automatically accept cookies but you can usually modify your browser setting to decline the cookies if you prefer. If you choose to decline the cookies you may not be able to fully experience interactive features of the Best Rate services or website you visit.
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites we encourage our users to be aware when they leave our site and to read privacy statements of any other site to collects personally identifiable information
Security of your personal information
Best Rate secures your personal information from unauthorized access use or disclosures. Best Rate uses the following methods for the purposes:
When personal information such as credit score is transmitted to other websites it is protected through the use of encryption such as the secure sockets layer SSL protocol.
We strive to take appropriate security measures to protect against unauthorized access or alteration of your personal information. Unfortunately, no daily transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information you acknowledge that there are security and privacy limitations inherent to the Internet which are beyond our control and security integrity and privacy of any and all information and data exchange between you and us through the site cannot be guaranteed.
Right to Deletion.
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
-Delete your personal information from our records; and
-Direct any service providers to delete your personal information from their records.
Please know that we may not be able to comply with a request to delete your personal information if it is necessary to:
-Complete the transaction for which the personal information was collected fulfill the terms of a written warranty or product recall conducted in accordance with federal law provide a good service requested by you or reasonably anticipated within the context of our ongoing business relationship with you or otherwise perform a contract between you and us
-Detect security incidents protect against malicious deceptive fraudulent or illegal activity or prosecute those responsible for the activity;
-Debug to identify and repair errors that impair existing intended functionality
Exercise free-speech ensure the right of another consumer to exercise his or her right of free speech or exercise another right provided for by law
-Comply with the California electron a communication privacy act
-Engage in public or peer reviewed scientific historical statistical research in the public interest adheres to all other applicable ethics and privacy laws when are deletion of the information is likely to render and possible a serious Lee impaired the achievement of such research provided we have obtained you’re informed consent
-Enable Soli internal uses that are reasonably aligned with your expectations based on your relationship with
-Comply with an existing legal obligation, or;
-Otherwise use your personal information internally in a lawful manner that is compatible with the context in which you provided the information
Children Under Thirteen
Best Rate does not knowingly collect personally identifiable information from children under the age of thirteen. if you are under the age of thirteen you must ask your parent or guardian for permission to use this website.
Opt-out and Unsubscribe from Third-Party Communication:
We respect your privacy and allow you opprotunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communication from third-party partners of Best Rate by contacting us here:
-Web Page https://bestrateloan.com/contact-us/
From time to time Best Rate may contact you via email to provide announcements, promotional offers, alerts, confirmations, surveys, and or other general communication. In order to improve our services, we may receive a notification when you open an email from Best Rate or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from Best Rate you may opt-out of such communications by replying “unsubscribe” or “stop” or by clicking the unsubscribe button at the bottom of the email.
External Data Storage Site
We may store your data and servers provided by third-party hosting vendors with whom we have contracted.
Changes to the Statement
Best Rate welcomes your questions or comments regarding the statement of privacy. If you believe that Best Rate has not adhered to this statement please contact Best Rate at:
Best Rate Loan LLC
1935 Villa Rd
Birmingham, MI 48009
Effective as of January 22, 2021